RBC Capital Cuts TransUnion (TRU) Price Target to $92

RBC Capital has reiterated its Outperform rating on TransUnion (NYSE: TRU) and adjusted the price target to $92 from $100, as of October 16, 2026. Currently, TransUnion shares are priced at $74.36, suggesting potential upside based on the new target.

RBC Capital's Call on TransUnion

This adjustment reflects RBC's continued confidence in TransUnion's performance in the financial services sector, specifically in financial data and stock exchanges. The firm's target change shows a cautious optimism, as the stock trades significantly below the previous target.

Other Institutional Activity in TransUnion

Dodge & Cox Inc. increased its stake by 8,007,123 shares, holding 24,196,211 shares valued at approximately $1.77 billion. FMR, LLC also boosted its holdings with an addition of 2,116,623 shares, now owning 11,715,822 shares worth around $857 million. Meanwhile, Independent Franchise Partners, LLP raised its position by 1,845,195 shares to 13,976,652 shares, valued at about $1.02 billion. In contrast, Massachusetts Financial Services Co. reduced its stake by 2,479,642 shares, ending with 10,667,983 shares worth approximately $780 million.

TransUnion Stock Up 2.7%

TransUnion's stock is currently trading at $74.36, which is below its 50-day moving average of $79.69 and has recently traded within a 52-week range between $63.37 and $89.12. The stock's performance is noteworthy as it adjusts to analysts' views and market conditions.

Recent Earnings

In its most recent earnings report, TransUnion posted revenue of about $4.9 billion, reflecting a 14.9% year-over-year growth. The company reported an EPS of $3.79, with a net margin of 15.08% and a return on equity (ROE) of 15.63%. The next earnings report is scheduled for October 22, 2026.

Dividend

TransUnion offers an annual dividend rate of $0.50, providing a yield of 0.7%. The dividend payout ratio is 12.66%, indicating a balanced approach to returning value to shareholders while investing in growth.

Insider Buying and Selling at TransUnion

Recent insider transactions included Abdelsadek Mohamed, who sold 1,250 shares at an average price of $79.07 on September 14, 2026, totaling $98,838. Achanta Venkat sold 23,287 shares on September 10 at $77.00, worth about $1.79 million. Additionally, Chaouki Steven M and Skinner Todd C. each sold 1,000 shares at $84.42 on September 1, totaling $84,420 each.

Analysts Set New Price Targets

On October 16, 2026, RBC Capital maintained an Outperform rating for TransUnion with a target of $92. Morgan Stanley also kept its Overweight rating with a target of $97, while Needham maintained a Buy rating with a target of $85. The average price target among analysts now stands at $97.62, reflecting strong support for the stock.

About TransUnion

TransUnion operates as a global consumer credit reporting agency, providing risk and information solutions across two main segments: U.S. Markets and International. The company plays a pivotal role in the financial services industry, helping businesses and consumers make informed decisions.

Bottom Line

Investors should watch for TransUnion's next earnings report on October 22, 2026, while keeping an eye on further analyst updates and any changes in institutional holdings. This 13F filing reflects past positions and may not indicate current investor sentiments.