RBC Capital Cuts Equifax (EFX) Price Target to $177

RBC Capital holds steady on Equifax, lowering the price target to $177, a 10.35% upside from the current price.

By EarningsIQ Research Desk · Published Oct 16, 2026, 2:22 PM EDT

Reviewed by automated data checks against the source data. How we make and check alerts

RBC Capital cut its price target on Equifax Inc. ($EFX) to $177 from $194 on October 16, 2026, and rates the stock "Outperform".

EFX Equifax Inc.

$161.25 -23.98% year to date

Daily close · Oct 16, 2026

Key Points

RBC Capital maintains an Outperform rating on Equifax with a new price target of $177, down from $194.
Equifax shares recently traded at $160.4, having closed at $158.87 a day earlier, indicating a potential upside based on the new target.
Currently, analysts have a consensus rating of 'buy' on Equifax, with a mean price target of about $215.

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RBC Capital has reiterated its Outperform rating on Equifax Inc. (NYSE: EFX) and lowered its price target from $194 to $177 in a report dated October 16, 2026. This comes as the stock trades at $160.4, slightly up from its previous close of $158.87.

Analyst rating track record

RBC Capital vs. the S&P 500

YTD return -1.39% hypothetical

All-time return -1.39% S&P 500 +0.23%

vs. S&P 500 -1.62% behind the index

Hypothetical returns from RBC Capital's disclosed trades, not real profit or advice. How we model this.

Other Institutional Activity in Equifax Inc.

Several other funds have also adjusted their positions in Equifax. BlackRock Inc. reduced its stake by 66,237 shares, ending with 9,396,150 shares valued at about $1.51 billion. Vanguard Capital Management LLC cut its holdings by 44,603 shares, bringing its total to 7,780,433 shares worth approximately $1.25 billion. Harris Associates L.P. also decreased its position by 82,070 shares, with a total of 7,447,263 shares valued at $1.19 billion. Meanwhile, Vanguard Portfolio Management LLC trimmed its stake by 28,464 shares to hold 5,242,614 shares worth about $840 million, and State Street Corporation grew its holdings by 175,832 shares, resulting in 5,199,595 shares valued at roughly $834 million.

Equifax Inc. Stock Up 1.0%

Equifax shares are currently at $160.4, which is below the 200-day moving average of $185.59. The stock is also down from its 52-week high of $258.42, indicating it could have room for recovery if market conditions improve.

12-month forecast

$EFX price target

Equifax Inc. daily closes and this analyst's $177 target. Not advice.

Recent Earnings

In its latest earnings report, Equifax generated about $6.44 billion in revenue, with a revenue growth rate of 10.6%. The company's earnings per share (EPS) stood at $5.69, and it reported a net margin of around 10.7%. The next earnings report is expected on October 20, 2026.

Earnings drift grade

Outlook vs expectations on the last report — not price action.

D- 34/100

Reported Apr 21, 2026

Forward outlook
3 target cuts vs 0 raises.
EPS & revenue
EPS beat estimates by 8.3%. Revenue beat estimates by 1.0%.
Profit surprise
EBITDA met by 2 percent. Operating income met by 1 percent.
Pre-earnings setup
Expectations were about average.
Analyst signal
3 target cuts.
Earnings quality
Gross margin down 1.0 points. Operating margin up 1.1 points. Positive free cash flow.

Earnings Call Summary

Equifax had a strong first quarter with revenue of $1.649 billion up 14 percent and earnings per share of $1.86 up 22 percent, both ahead of expectations. The big driver was U.S. mortgage revenue which jumped 38 percent, boosted by new Work Number Indicator products and strong mortgage activity in February before interest rates rose. Management is excited about their artificial intelligence driven products and record numbers of pending patents, but they are holding full year guidance steady due to concerns about the Iran conflict and rising interest rates dampening mortgage demand over the rest of the year.

Guidance Equifax reaffirmed its full year 2026 guidance of about $6.745 billion in revenue and $8.54 in earnings per share despite strong first quarter results. Management kept guidance steady because of economic uncertainty tied to the Iran conflict and interest rate volatility, which pressured mortgage volumes in March and April. They still expect mortgage revenue to grow over 20 percent for the full year and diversified markets to grow in the high single digits.

Very weak report. The release materially worsened the forward outlook.

Dividend

Equifax pays an annual dividend rate of $2.24, resulting in a dividend yield of 1.41%. The payout ratio is approximately 37.3%.

Insider Buying and Selling at Equifax Inc.

Recent insider transactions show that Chief Operating Officer John W. Gamble Jr. sold 4,500 shares on September 3, 2026, at an average price of $187.96, totaling about $845,820. CEO Mark W. Begor sold 37,791 shares on July 24, 2026, valued at approximately $6.51 million. Additionally, Officer Chad M. Borton sold 2,455 shares at $173.89 on May 7, 2026, worth about $426,900, and John W. Gamble Jr. sold another 3,500 shares on May 1, 2026, for approximately $617,890.

Analysts Set New Price Targets

On October 16, 2026, RBC Capital maintained its Outperform rating on Equifax with a new target price of $177. Oppenheimer downgraded its rating to Perform on the same day. Earlier, on October 13, Morgan Stanley maintained an Overweight rating with a target of $205, while Needham kept a Buy rating with a $190 target. Barclays maintained an Equal-Weight rating with a target of $155.

About Equifax Inc.

Equifax Inc. is a data, analytics, and technology firm based in Atlanta, Georgia. It operates through three segments: Workforce Solutions, U.S. Information Solutions, and International. The company's services are vital for managing consumer information and providing analytics for various industries.

Bottom Line

Watch for Equifax's upcoming earnings report on October 20, 2026, and keep an eye on any further analyst updates. This report reflects positions as of the filing date and may not represent the current standing of the investors involved.