CZFS Insider Janie Hilfiger Buys 88 Shares

Janie Hilfiger bought 88 shares of Citizens Financial Services, Inc. (CZFS) on June 15, 2026, valued at about $5,857 based on a price of $66.52 per share. This transaction is a small addition to her stake in the bank holding company, which provides various banking services mainly in Pennsylvania.

Inside Janie Hilfiger's Trade

Hilfiger purchased the 88 shares at a time when CZFS has traded between a 52-week low of $52.35 and a high of $84.65. While the total transaction value was not large compared to typical trades, it represents her interest in the bank as it navigates the current financial landscape.

Other Institutional Activity in CZFS

Several other institutional investors have adjusted their holdings in CZFS recently. Blackrock Inc. grew its position by 23,257 shares, ending with 354,551 shares valued at about $28.3 million. Geode Capital Management, LLC added 7,344 shares, bringing its total to 119,810 shares valued at roughly $9.6 million. Conversely, Vanguard Capital Management LLC decreased its holdings by 908 shares, while State Street Corporation reduced its stake by 1,099 shares.

Citizens Financial Services, Inc. Stock Down 18.2%

As of today, June 27, 2026, CZFS trades at $66.52, which is below its 50-day moving average of $79.39 and well above its 200-day average of $67.60. This positioning shows how the stock is currently performing compared to its recent history. The stock has a price-to-earnings (P/E) ratio of approximately 9.36, suggesting it is relatively low-cost compared to its earnings.

Recent Earnings

In its most recent earning report, Citizens Financial Services reported revenue of approximately $114.8 million, reflecting a growth rate of 10%. The company announced an earnings per share (EPS) of $8.55 and a net margin of 35.77%. The next earnings report is expected on October 29, 2026.

Insider Buying and Selling at Citizens Financial Services, Inc.

Other executives have also been active in purchasing shares. On June 25, 2026, Leeann Gephart, Executive Vice President, bought 153 shares. CEO Randall Black acquired 563 shares, while Stephen Guillaume, another Executive Vice President, purchased 311 shares. Jeffrey White also bought 336 shares on the same day. These transactions show a united front among the company's top management in favor of increasing their stakes in Citizens Financial Services.

About Citizens Financial Services, Inc.

Citizens Financial Services, Inc. is a bank holding company based in Mansfield, PA. The company provides banking products and services for individuals and businesses. As it continues to expand its market presence, the recent insider buys may indicate a positive outlook for its future performance in the financial services sector.

Bottom Line

Investors should keep an eye on CZFS as it approaches its next earnings date on October 29, 2026. The recent insider activity reflects confidence from the management team, and while Hilfiger's purchase is modest, it aligns with a broader trend of executives increasing their stakes. Note that this insider trade was reported following the transaction date, as required by regulations.