Graham Roger JR Acquires Shares in Citizens Financial Services

On June 15, 2026, Graham Roger JR purchased 88 shares of Citizens Financial Services.

Key Points

  • Graham Roger JR bought 88 shares of Citizens Financial Services, Inc. (CZFS) on June 15, 2026.
  • Citizens Financial Services trades on NasdaqCM with a market cap of about $316 million and a P/E ratio of 8.03.
  • Janney Montgomery upgraded Citizens Financial Services to 'buy' with a $53 target on April 30, 2024.

Graham Roger JR, an insider at Citizens Financial Services, Inc. (NasdaqCM: CZFS), bought 88 shares of the company on June 15, 2026. The transaction did not involve a pre-planned trading program, and the shares were acquired without a reported purchase price.

Insider Buying and Selling at Citizens Financial Services, Inc.

Several insiders, including Graham Roger JR, were active on June 15, 2026. John Behm bought 29 shares, while Rinaldo Depaola, Janie Hilfiger, John Painter II, and Terry Osborne each acquired 88 shares. These transactions were not part of any pre-arranged plans.

Other Institutional Activity in Citizens Financial Services

BlackRock, Inc. reduced its holdings in Citizens Financial Services by 4,612 shares, leaving it with 331,294 shares valued at about $20.3 million. Vanguard Capital Management LLC made a new investment, adding 201,701 shares worth approximately $12.3 million. Citizens & Northern Corp maintained its position with 117,063 shares valued at $7.2 million. Geode Capital Management, LLC slightly increased its stake by 1,596 shares, totaling 112,462 shares valued at around $6.9 million. Meanwhile, State Street Corp trimmed its position by 5,710 shares, holding 93,930 shares worth $5.7 million.

Citizens Financial Services Stock Snapshot

Shares of Citizens Financial Services, Inc. (NasdaqCM: CZFS) were trading near $66.52. The company has a market cap of about $316 million and a P/E ratio of 8.03. Its stock has a 52-week range between $49.99 and $71.85, with a 50-day moving average of $65.41 and a 200-day moving average of $61.16. The stock's beta is 0.4, indicating lower volatility compared to the market.

Recent Earnings

Citizens Financial Services reported revenue of $113.5 million with a growth rate of 13.6%. The company achieved a net margin of 34.7% and a return on equity of 12.1%. Earnings per share stood at $8.19. The next earnings report is expected on July 29, 2026.

Dividend

The company pays an annual dividend of $2.04, yielding 3.08% with a payout ratio of 24.4%.

Analysts Set New Price Targets

On April 30, 2024, Janney Montgomery upgraded Citizens Financial Services to a 'buy' rating with a price target of $53. The consensus target price is $71, based on one analyst's opinion.

About Citizens Financial Services

Citizens Financial Services, Inc. is a bank holding company based in Mansfield, Pennsylvania. It offers a variety of banking products and services, including deposit accounts, loans, and financial management services. The company serves individual, business, governmental, and institutional customers. Citizens Financial Services also provides investment management, trust administration, and insurance products. Led by CEO Mr. Randall E. Black, the company employs 386 people.

Bottom Line

Insider transactions like those by Graham Roger JR can offer insights into how those closest to the company perceive its value. While these trades are reported after the fact, they add a layer of transparency to the market. Investors often watch these moves as part of their broader strategy, but it's important to remember that 13F filings and insider transactions reflect past actions and may not indicate current positions.

See Also

This instant news alert was generated by automated narrative technology and financial data from EarningsIQ and public regulatory filings. It is for informational purposes only and is not financial advice.