Citizens Financial Services (CZFS) Insider JR Buys 88 Shares

Bower Joseph JR bought 88 shares of Citizens Financial Services, Inc. (CZFS) on June 15, 2026, at a price of $66.52 per share. This purchase is valued at roughly $5,856. His move reflects ongoing engagement from company executives in the stock, as several others also made purchases around the same time.

Inside Bower Joseph JR's Trade

Bower Joseph JR's recent buy adds to the leadership's bullish sentiment on the stock. This transaction marks a continuation of insider buying activity, with notable trades from other executives on June 25, including 563 shares by CEO Randall Black and 153 shares by Executive Vice President Leeann Gephart.

Other Institutional Activity in Citizens Financial Services

Other institutional investors have also been active in Citizens Financial Services. BlackRock Inc. increased its stake by 23,257 shares to a total of 354,551 shares worth about $28.3 million. Geode Capital Management, LLC added 7,344 shares, bringing its total to 119,810 shares valued at approximately $9.6 million. In contrast, Vanguard Capital Management LLC made a slight reduction of 908 shares, ending with 200,789 shares valued at about $16.1 million.

Citizens Financial Services, Inc. Stock Down 18.2%

As of the publishing date, shares of Citizens Financial are trading at $66.52. This is above the 52-week low of $52.35, suggesting a relatively strong position in the market compared to earlier lows. The stock trades below its 200-day moving average of $67.60, which can indicate potential for future growth.

Recent Earnings

In its latest earnings report, Citizens Financial Services posted revenue of $114.8 million, reflecting a growth rate of 10%. The company has an EPS of 8.55, with a net margin of 35.8%. The next earnings report is expected on October 29, 2026.

Insider Buying and Selling at Citizens Financial Services, Inc.

Several insiders have demonstrated confidence in Citizens Financial Services recently. On June 25, Executive Vice President Leeann Gephart bought 153 shares, and CEO Randall Black purchased 563 shares. Stephen Guillaume, another Executive Vice President, acquired 311 shares, and Jeffrey White bought 336 shares. All these transactions were not part of planned trading activities.

About Citizens Financial Services

Citizens Financial Services, Inc. is a bank holding company based in Mansfield, PA. It offers various banking products and services to individuals, businesses, and institutions. The recent insider buying activity suggests that company leadership believes in the firm’s future potential.

Bottom Line

Investors should keep an eye on upcoming earnings on October 29, 2026, and observe how the stock performs in the lead-up to that date. The recent insider buying underscores a commitment from the leadership, although the 13F filings remind us that these trades may not represent their current positions.