Deutsche Bank Raises Chime Financial (CHYM) Price Target to $35
Deutsche Bank raised its rating on Chime Financial to Buy and increased the price target to $35, a 19.45% upside from the current price.
Reviewed by automated data checks against the source data. How we make and check alerts
Deutsche Bank raised its price target on Chime Financial, Inc. ($CHYM) to $35 from $30 on October 8, 2026, and rates the stock "Buy".
Since the rating, $CHYM is up 3.5% after 1 week and up 2.5% to date (from the $28.96 close on Oct 8, 2026).
CHYM
Chime Financial, Inc.
Key Points
- On October 8, 2026, Deutsche Bank upgraded Chime Financial, Inc. to a Buy rating with a new price target of $35, up from $30.
- Deutsche Bank's $35 price target implies 19.45% upside from Chime Financial, Inc.'s ($CHYM) current $29.30 share price.
- Chime Financial has a market cap of about $11.33 billion and a P/E ratio of 5.57, reflecting its current valuation in the technology sector.
- The next earnings report for Chime Financial is scheduled for November 4, 2026, as analysts maintain a positive outlook.
Get $CHYM trade alerts by text
We text you when insiders, Congress or big funds trade $CHYM. Free.
Not investment advice. EarningsIQ is not a registered investment adviser, and this automated Chime Financial, Inc. alert may contain errors. Disclosures
Deutsche Bank raised its rating on Chime Financial, Inc. (CHYM) to Buy on October 8, 2026, increasing the price target to $35 from a previous $30. This upgrade reflects a positive outlook for the company, which operates in the financial technology sector.
Chime Financial, a provider of digital banking and payment solutions, has seen a surge in interest from analysts. Deutsche Bank's action is part of a broader trend as several firms have recently maintained or upgraded their ratings on the stock. Analysts are optimistic about Chime's growth potential, especially as it prepares for its next earnings report on November 4, 2026.
Deutsche Bank vs. the S&P 500
Hypothetical returns from Deutsche Bank's disclosed trades, not real profit or advice. How we model this.
Other Institutional Activity in Chime Financial
While Deutsche Bank made headlines with its upgrade, other institutional investors have also maintained their positions in Chime Financial. Galileo (ptc) Ltd holds 52,268,715 shares valued at approximately $1.53 billion. Crosslink Capital Inc and General Atlantic, L.P. have 26,185,368 shares worth about $766 million and 21,259,683 shares valued at around $622 million, respectively. Menlo Ventures Management, L.P. and Aspect Management, LLC also retain significant stakes in the company.
Chime Financial, Inc. Stock Down 2.2%
Chime Financial's stock is currently trading at a price that reflects its potential for growth. The shares have a 52-week range of $15.88 to $35.55, indicating a strong performance in the last year. As of the last close at $30.33, the stock is positioned well above its 200-day moving average of $23.40.
$CHYM price target
Chime Financial, Inc. daily closes and this analyst's $35 target. Not advice.
Recent Earnings
Chime Financial reported revenue of approximately $2.46 billion, showing a revenue growth rate of 26.8%. However, the company has a net margin of -0.74%, indicating it is currently not profitable. With an upcoming earnings report on November 4, 2026, investors will be keen to see if the company can improve its profitability metrics.
Earnings drift grade
Outlook vs expectations on the last report — not price action.
-
Forward outlook
1 analysts raised price targets.
-
EPS & revenue
EPS beat estimates by 276.8%. Revenue met estimates.
-
Profit surprise
EBITDA missed by 35 percent. Operating income beat by 37 percent.
-
Pre-earnings setup
Bar was high, analysts already very bullish.
-
Analyst signal
1 target raise.
-
Earnings quality
Gross margin down 0.5 points. Operating margin up 5.4 points.
Earnings Call Summary
Chime grew active members to 10.2 million, adding nearly 700,000 in Q1. Revenue hit $647 million, up 25 percent year over year, and they turned GAAP profitable with $53 million net income. The company launched Chime Prime, a premium tier with 5 percent cash back, and expects it to drive higher spending and retention. Transaction profit jumped 41 percent to $491 million, driven by strong member growth, higher ARPAM to $263, and improved margins to 76 percent from improved credit mix and MyPay scaling.
Guidance Chime raised full year guidance to $2.66 billion to $2.69 billion revenue, up 22 percent to 23 percent. They expect $416 million to $431 million adjusted EBITDA with 16 percent margin. In Q2, they guide $633 million to $643 million revenue with 20 percent to 22 percent growth.
Solid report. Results were generally better than expected, but the forward outlook did not materially change.
Insider Buying and Selling at Chime Financial, Inc.
Recent insider transactions include Ryan A. King, co-founder, who sold 300 shares at an average price of $31 on October 13, 2026, valued at about $9,300. Other notable sales include James Feuille, a director, who sold 447,637 shares on September 16, 2026, worth approximately $14.72 million, and Adam B. Frankel, general counsel, who sold 102,002 shares valued at around $3.40 million on September 15, 2026. These transactions highlight ongoing activity among insiders at the firm.
Analysts Set New Price Targets
In addition to Deutsche Bank's upgrade, other firms have also weighed in on Chime Financial. Goldman Sachs maintained a Buy rating with a target of $37 on September 15, 2026, while B. Riley Securities set a target of $44 on September 14, 2026. Rothschild & Co upgraded their rating to Buy with a target of $46 on the same day, and Loop Capital initiated coverage with a Buy rating and a target of $45 on September 9, 2026. The consensus recommendation among analysts is a strong Buy, with an average price target of about $39.41.
About Chime Financial
Chime Financial, Inc. is a financial technology company that offers digital consumer banking and payment solutions primarily in the United States. With a focus on providing accessible financial services, Chime has grown rapidly and continues to attract attention from both consumers and institutional investors.
Bottom Line
Investors should watch for Chime Financial's upcoming earnings report on November 4, 2026, as it may provide insights into the company's financial health and growth trajectory. Deutsche Bank's recent upgrade reflects confidence in Chime's potential, though the 13F filings remind us that these positions may change over time.
Related Filing Alerts
Source: Deutsche Bank's rating change on $CHYM (Oct 8, 2026). Written by software, not financial advice. How we make alerts