Citigroup Rates BankUnited (BKU) sell, $45 Price Target

Citigroup analyst Benjamin Gerlinger lowered BankUnited's rating to sell, setting a $45 price target, a 7.12% downside from the current price.

By EarningsIQ Research Desk · Published Jun 30, 2026, 11:02 AM EDT · Updated Jul 1, 2026, 3:01 PM EDT

Reviewed by automated data checks against the source data. How we make and check alerts

Citigroup rated BankUnited, Inc. ($BKU) "sell" with a $45 price target on June 30, 2026.

Since the rating, $BKU is up 0.7% after 1 week, down 4.2% after 1 month and down 12.2% to date (from the $47.75 close on Jun 30, 2026).

BKU BankUnited, Inc.

$41.94 -3.61% year to date

Daily close · Oct 16, 2026

Key Points

Citigroup analyst Benjamin Gerlinger downgraded BankUnited, Inc. to a sell rating with a $45 price target on June 30, 2026.
Citigroup's $45 price target implies 7.12% downside from BankUnited, Inc.'s ($BKU) current $48.45 share price.
Shares of NYSE:BKU traded near $48.41 on Tuesday, with a market cap of $3.58 billion and a P/E ratio of 13.76.
Vanguard Portfolio Management LLC opened a new position in BankUnited with 4,928,010 shares valued at $222.5 million.

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On June 30, 2026, Citigroup analyst Benjamin Gerlinger downgraded BankUnited, Inc. (NYSE:BKU) to a sell rating and set a price target of $45. This change follows a period where the stock traded near $48.41 on Tuesday.

Analyst rating track record

Citigroup vs. the S&P 500

YTD return -2.57% hypothetical

All-time return +31.94% S&P 500 +30.82%

vs. S&P 500 +1.12% ahead of the index

Hypothetical returns from Citigroup's disclosed trades, not real profit or advice. How we model this.

BankUnited, Inc. Stock Up 8.2%

Shares of BankUnited, Inc. traded at $48.41 on Tuesday. The company, with a market cap of about $3.58 billion, has a P/E ratio of 13.76 and a forward P/E of 10.75. Its beta is 1.175, indicating it is slightly more volatile than the market. The stock has seen a 52-week low of $34.79 and a high of $52.11. Its 50-day moving average is $47.08, while the 200-day moving average is $44.48.

12-month forecast

$BKU price target

BankUnited, Inc. daily closes and this analyst's $45 target. Not advice.

Other Institutional Activity in BankUnited

Several institutional investors have made changes to their holdings in BankUnited. Vanguard Portfolio Management LLC opened a new position with 4,928,010 shares valued at approximately $222.5 million. Dimensional Fund Advisors LP increased its holdings by 26,292 shares, bringing its total to 4,658,844 shares worth about $210.4 million, a 0.6% increase. State Street Corp added 13,656 shares, ending with 4,451,448 shares valued at $201 million, marking a 0.3% increase. Meanwhile, BlackRock, Inc. slightly reduced its position by 56,706 shares, now holding 10,886,182 shares valued at $491.6 million.

Recent Earnings

BankUnited reported revenue of $1.03 billion, showing a growth of 3.7%. The company achieved a net margin of 26.28% and a return on equity of 9.19%. The next earnings report is scheduled for July 22, 2026.

Dividend

The company offers an annual dividend rate of $1.32, yielding 2.68%, with a payout ratio of 34.64%.

Insider Buying and Selling at BankUnited, Inc.

In recent insider transactions, Officer of Subsidiary Jay Richards sold 4,000 shares on June 15, 2026, at an average price of $48.67. John DiGiacomo sold 1,000 shares on June 1, 2026, at an average price of $45.97. On May 21, 2026, insiders Germaine Smith-Baugh, Sanjiv Sobti, William Rubenstein, and John DiGiacomo each purchased 1,511 shares.

Analysts Set New Price Targets

On June 30, 2026, Citigroup downgraded BankUnited to a sell rating with a $45 price target. Barclays and Wells Fargo have maintained their ratings with price targets of $53 and $55, respectively. The consensus among analysts is a buy, with an average price target of $52.73 based on 11 opinions.

About BankUnited, Inc.

BankUnited, Inc., headquartered in Miami Lakes, Florida, is a bank holding company that offers a wide range of banking services in the United States. Led by CEO Mr. Rajinder P. Singh, the company employs 1,785 people and operates through banking centers in Florida, New York, and Dallas, Texas. Its services include deposit products, commercial and real estate loans, and a variety of consumer loans.

Bottom Line

Citigroup's recent downgrade of BankUnited to a sell rating with a $45 target highlights a cautious outlook. Investors will be watching the upcoming earnings report on July 22, 2026, for further insights. Institutional activity shows varied interest, with some funds increasing their stakes while others trim their positions.