Citizens Financial Services (CZFS) Insider Landy Buys 88 Shares

On June 15, 2026, Joseph Landy acquired 88 shares of Citizens Financial Services, Inc. (NasdaqCM: CZFS). This insider transaction is part of a series of recent insider purchases at the company.

Insider Buying and Selling at Citizens Financial Services, Inc.

Alongside Joseph Landy, several other insiders also bought shares of Citizens Financial Services on the same date. John Behm acquired 29 shares, while Rinaldo Depaola, Janie Hilfiger, John Painter II, Terry Osborne, and Roger Graham Jr. each purchased 88 shares. These transactions were not part of any pre-planned trading programs.

Other Institutional Activity in Citizens Financial Services

Several institutional investors have been active in Citizens Financial Services. BlackRock, Inc. trimmed its holdings by 4,612 shares, ending with a total of 331,294 shares valued at about $20.3 million. Vanguard Capital Management LLC significantly increased its position, adding 201,701 shares to reach a total of 201,701 shares worth approximately $12.3 million. Geode Capital Management, LLC also increased its stake by 1,596 shares, bringing its total to 112,462 shares valued at $6.9 million. On the other hand, State Street Corp reduced its holdings by 5,710 shares, leaving it with 93,930 shares worth $5.7 million.

Citizens Financial Services, Inc. Stock Down 19.1%

Shares of NasdaqCM: CZFS traded around $66.52. The company has a market capitalization of approximately $316.1 million and a P/E ratio of 8.03. With a beta of 0.4, the stock shows lower volatility compared to the market. The 52-week trading range is between $49.99 and $71.85, with a 50-day moving average of $65.41 and a 200-day moving average of $61.16.

Recent Earnings

Citizens Financial Services reported revenues of $113.5 million, with a revenue growth of 13.6%. The company achieved a net margin of 34.7% and a return on equity of 12.1%. Earnings per share stood at $8.19. Investors can look forward to the next earnings report on July 29, 2026.

Dividend

The company offers a dividend rate of $2.04 per share, yielding 3.08%. With a dividend payout ratio of 24.36%, Citizens Financial Services maintains a sustainable dividend policy.

Analysts Set New Price Targets

On April 30, 2024, Janney Montgomery upgraded Citizens Financial Services to a 'buy' rating with a price target of $53. The stock has an analyst consensus target of $71, based on one analyst opinion.

About Citizens Financial Services

Citizens Financial Services, Inc. is a bank holding company based in Mansfield, Pennsylvania. The company, founded in 1984, offers a variety of banking products and services, including deposit accounts, loans, trust administration, investment management, and financial planning. Led by CEO Mr. Randall E. Black, Citizens Financial Services serves individual, business, governmental, and institutional customers, employing around 386 people.

Bottom Line

Joseph Landy's recent purchase of Citizens Financial Services shares is part of a broader trend of insider buying. Investors often watch insider transactions for potential insights into company sentiment. While 13F filings are backward-looking, they provide a snapshot of institutional activity and interest in the company.